What are unavailable earnings?

When you sign up for DailyPay, your employer tells us your earnings before taxes and deductions. We’ll make a portion of those earnings available for you to transfer early, while the rest will not be available until payday. You can see what’s available and unavailable on the earnings tab in the DailyPay app.

Why aren't all my earnings made available to me early?

DailyPay gives you access to only a portion of your earnings to make sure that you won’t transfer more than you’ve earned, after taxes and deductions.  

On payday, your employer will calculate your taxes and deductions, and determine your paycheck. You’ll receive your full paycheck, minus any transfers and fees from money you transferred early with DailyPay.

Why do my unavailable earnings keep changing?

The amount of unavailable earnings shown in the app will adjust throughout the pay period based on the hours you’ve worked. These adjustments are normal – they simply mean our system is updating your available earnings.