What happens on payday now that I’m with DailyPay?

DailyPay partners with your employer to offer access to your earned pay prior to payday. While your pay schedule remains the same, you will notice a few changes in how your funds are delivered and labeled on payday and when you request early transfers.

Key Changes to Your Paycheck

• Direct Deposit: DailyPay deposits your paycheck into your chosen account as set in the DailyPay app.
• Bank Statements: Your deposit may appear as "Wells Fargo, N.A." (This is the account through which DailyPay facilitates the early access transfers). 

The Payday Calculation

On your scheduled payday, you receive your remaining net pay after the following subtractions:

• Total Gross Earnings - (Employer Calculated Taxes, Withholdings & Deductions) - (On-Demand Pay Transfers & Fees, If Any)  = Final Payday Deposit

Troubleshooting & Support

If your payday deposit is lower than expected, consider the following:

On-Demand Pay Transfers: Review the Earnings tab in the app to see how much you accessed from DailyPay, including any applicable transfer fees.
Fee-Free Options: You may be eligible for no-fee* instant transfers by choosing "Next Business Day" delivery or using a DailyPay Visa® Prepaid Card.
Employer Discrepancies: If you did not make On-Demand Pay transfers, verify your hours and rate on your regular employer paystub.
Need Help? Navigate to the Earnings tab and tap See past paychecks button to match shifts with your paystub, or contact our Customer Support team for assistance.

*On-Demand Pay requires employer participation in DailyPay. On-Demand Pay fees will be waived for any DailyPay transfers made to a DailyPay Card set up with direct deposit. Instant Transfers may not be available to residents in all states. Please see this Help Center article for further information.

The DailyPay Visa® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.