What is Continuous Pay Access?
Your available earnings in DailyPay can include earnings from more than one pay period at a time — this is Continuous Pay Access.
Most employers have a gap between when a pay period ends and when you actually get paid. Normally, your access to those earnings would disappear during that gap. With Continuous Pay Access, your earnings from the previous pay period stay available to you — right up until 1-2 days before payday, when your paycheck is processing.
Because a new pay period typically starts during that gap, you may find yourself with access to earnings from two pay periods simultaneously. Your available earnings reflects the combined total. For example, if you have $400 remaining from your last pay period and $100 from your current one, your available earnings will show $500.
How transfers work when your balance spans two pay periods
DailyPay always draws from your oldest pay period first. So in the example above, if you request a $450 transfer, $400 comes from your previous pay period and $50 from your current one.
A few things to keep in mind
- Continuous Pay Access only activates after you receive your first DailyPay paycheck
- Your available earnings will decrease 1-2 days before payday as we process your upcoming paycheck
- Earnings from pay periods before you enrolled in DailyPay are paid out by your employer on your normal payday — they won't appear in your balance