What are available earnings?
Important
If you’re new to DailyPay On-Demand Pay, you will have immediate access to a part of your earnings right from the start. DailyPay's calculation is set to make the most accurate amount available to you to access. You can expect to see small changes to the amount made available as you work more in each pay period. Over time, you will see the available amount get even more accurate as DailyPay gets to know you better.
One last thing! This calculation is automatic and cannot be manually adjusted by either DailyPay Support or your employer. We’re happy to answer any further questions you might have about your available earnings. You can reach us through the chat feature or by calling DailyPay Support through the DailyPay app or website.
Why are my available earnings lower that I anticipated?
The amount shown within your available earnings within your DailyPay account is the portion of your earned pay that you can transfer before payday.
Here’s how DailyPay’s calculation determines the amount you can access before payday works: At the beginning of the pay period, you'll typically see a higher amount available for transfer. Then, as you work more (which generally means your taxes, deductions, and withholdings increase), you will see a slight decrease in the amount made available from later shifts. This ensures that everything is accounted for in preparation for payday. The good news is that the total amount that is made available throughout the pay period won’t drop. You are just seeing a smaller portion of these later shifts being made available.
Look at your available earnings on the Earnings tab (found at the bottom of your app) to find out how much you can transfer today. Please note that your earnings available to transfer will never represent 100% of your earnings for a number of reasons, like tax and other withholdings.
Tip
You can also check how much you can transfer today by texting* ‘Balance’ to 66867.
We’ll automatically determine how much earnings you can transfer before payday. Don’t worry, on payday you’ll receive the rest of your paycheck minus any transfers and fees.
Updated DailyPay Calculation FAQs
Why are my available earnings variable?
The calculation that determines the percentage of a given shift that is made available has been updated. This allows our system to constantly learn from your earnings data as it is received. That means the percentage will change more frequently, even daily, as each new piece of data allows it to be more precise. This precision allows you to have access to as much of your earnings as possible but no more than the amount you earned from your employer.
*Message and Data Rates May Apply
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